How Much is a Speeding Fine for 40 in a 30 Zone?
If you’re caught driving 40 mph in a 30 mph zone, you’re likely to fall under the Band B speeding offence. The penalties typically include:
- Fine: 75%-125% of your weekly income (minimum £100).
- Penalty Points: 4 to 6 points added to your driving licence.
- Driving Ban: Possible disqualification for up to 28 days in severe cases.
Breakdown of Speeding Fine Costs
| Penalty Type | Details |
|---|---|
| Fixed Penalty Notice (FPN) | £100 fine and 3 penalty points (if eligible). |
| Court Fine | 75%-125% of weekly income, plus court fees and victim surcharge. |
| Penalty Points | 4 to 6 points for Band B offences. |
What Happens If You’re Caught Doing 40 in a 30 Zone?
If caught, you’ll receive a Notice of Intended Prosecution (NIP) and a request for the driver’s details. Depending on the circumstances, the following outcomes are possible:
- Fixed Penalty Notice (FPN): For minor cases, you may receive a £100 fine and 3 points.
- Magistrates’ Court: For more severe cases, you may be summoned to court, resulting in higher fines and additional penalty points.
Money-Saving Tips to Avoid Speeding Fines
- Use Speed Limit Alerts: Many satnavs and apps provide alerts when you’re exceeding the speed limit.
- Stick to Limits: Regularly check your speed, especially in areas with frequent changes, like towns and residential zones.
- Take a Speed Awareness Course: If offered, this can replace points and reduce long-term insurance costs.
Alternatives to Paying a Fine
In some cases, you may be eligible for a Speed Awareness Course instead of receiving penalty points. These courses cost between £80 and £100 but do not add points to your licence, helping to keep insurance premiums lower.
Next Steps: How to Handle a Speeding Fine
- Respond Promptly: Always reply to a Notice of Intended Prosecution within 28 days to avoid further penalties.
- Check Eligibility for a Speed Awareness Course: If offered, this can be a valuable option.
- Drive Safely: Avoid future fines by maintaining safe speeds and staying aware of limit changes.
Understanding the consequences of speeding can help you make better driving decisions and avoid costly penalties.
